Best SIM-Only Plans for Filipinos in Singapore 2026: Which Telco Actually Covers the Philippines

Every few months another list of Singapore's cheapest SIM-only plans makes the rounds. They rank by price and by gigabytes. Useful, but they miss the one thing that decides the bill for a lot of us: whether the plan lets you call the Philippines, and whether your data still works when you fly home.

We went through 17 providers and checked the fine print for two things kabayan actually use. Calls to Philippine numbers, and roaming data that covers the Philippines. The answers do not follow the price order at all.

Prices below were verified on 10 August 2026. Telcos change promos constantly, so treat these as your shortlist and confirm on the provider's own site before you sign up.

Prefer to compare them side by side? Use our interactive SIM plan comparison, where you can filter by calls to the Philippines, roaming in the Philippines, price, and 5G.

First, three things the old lists get wrong

If you are reading a comparison written earlier this year, check the date. The market moved.

redONE has shut down. It stopped operating on 30 June 2026. It still appears on lists published in January. Existing customers were moved over to eight. If a comparison recommends redONE, that comparison is out of date, and everything else in it deserves a second look.

Changi Mobile is also gone, since 28 February 2026. Its lines went to Maxx.

SIMBA did not buy M1. That deal collapsed. IMDA suspended its review on 18 May 2026 over a possible spectrum breach, and the agreement lapsed on 21 May. Keppel still owns M1. Singapore still has four network operators, not three, which is the reason prices stay this competitive.

How to read any telco plan in two minutes

Before the list, the three traps.

A promo price is not the price. Many plans advertise a first-year rate that jumps later. M1's S$11.95 becomes S$14.95 after three months. Singtel's S$24.50 becomes S$35. Maxx runs S$7.90 for twelve cycles then S$9.90. Work out what you will pay in month thirteen, because that is the number you live with.

"Free roaming" rarely means the Philippines. Most bundled roaming covers Malaysia, Indonesia, and Thailand. Those are the cheap destinations for telcos. The Philippines sits in a pricier tier and often costs extra. Read the destination list, do not trust the word "Asia."

IDD minutes and roaming data are different things. IDD lets you call a Philippine number from Singapore. Roaming lets your SIM work while you are standing in Manila. A plan can give you one and not the other. Decide which you need before comparing.

The plans that cover the Philippines properly

eight, S$8 a month. The strongest fit we found. It bundles 528 minutes of international calls to more than 20 destinations with the Philippines named, plus 3GB of roaming that includes the Philippines, on top of 528GB of local data. It runs on StarHub's network with no contract. If you call family often, nothing else at this price comes close.

VIVIFI, S$7.70 a month. 200GB of 4G data, 5GB of roaming that includes the Philippines, and 100 IDD minutes with the Philippines on the list. Runs on Singtel's network. VIVIFI publishes the clearest proof of both inclusions, which is worth something when you are comparing fine print.

ZYM Mobile, S$7.77 a month. 200GB, 300 local minutes, 5GB of Philippines-inclusive roaming that resets monthly, and 100 IDD minutes across 16 destinations including the Philippines. Also on Singtel's network.

Zero1, S$7.06 a month. The cheapest of this group at 200GB with 5GB roaming covering the Philippines. Its IDD minutes at this entry tier were harder to confirm, so ask before you port if calling home matters to you. The S$7.70 tier confirms 101 minutes including the Philippines.

hi! by Singtel, S$15 a month. More expensive, and worth it for one specific case. It carries 600 IDD minutes with the Philippines included, and on the S$20 tier you can use your main data pool while physically in the Philippines. For anyone flying home two or three times a year, that single feature beats every cheaper plan here.

SIMBA, S$10 a month. The cheapest plan from an operator that runs its own network, with the Philippines inside its roaming group. Sources disagree on whether the current allowance is 400GB or 500GB of 5G data, so check the figure on the day you sign up.

StarHub, S$22 a month. The only one of the big operators that names the Philippines outright in its bundled roaming, with 1GB across Southeast Asia and 1GB across 165 countries. No IDD minutes at this tier.

The plans that look cheap but leave the Philippines out

These are fine plans. They just do not do the job many of us need.

Singtel's Enhanced Lite, S$24.50 rising to S$35, ties you to twelve months, and its bundled roaming covers Malaysia only. No Philippines roaming, no Philippines IDD, highest price on this page. The weakest fit here despite the strongest brand.

M1 at S$11.95, rising to S$14.95, bundles no roaming at all. Philippines coverage is a paid add-on starting around S$15 a month.

giga! at S$10.90 limits free Asia roaming to Malaysia, Indonesia, Thailand, India, and Korea. The Philippines needs the S$18.90 tier.

Circles.Life at S$8 gives you 500GB of 5G and unlimited local calls, which is generous, but Philippines roaming requires the S$12.99 tier and its IDD inclusions are not published anywhere we could find.

CMLink at S$7.70 includes Philippines roaming but its bundled calls cover China, Hong Kong, Malaysia, Indonesia, Thailand, and the US, not the Philippines. Strong pick if you travel to China, weak if you call Manila.

GOMO at S$12.99 bundles 8GB of roaming across Malaysia, Indonesia, Thailand, Taiwan, and Australia. The Philippines is a paid add-on.

MyRepublic at S$6 is the cheapest plan on this page, with 150GB and no Philippines coverage at that tier. It is also mid-migration between networks as of 6 August 2026, so service may be uneven for a while.

Pick yours in three questions

Ask what you do most, then stop comparing.

If you call family in the Philippines regularly, take eight at S$8. The 528 IDD minutes settle it.

If you fly home two or three times a year, look at hi! at S$15 and use your main data pool in the Philippines rather than buying a travel eSIM each trip.

If you want the lowest bill and only need data, VIVIFI, ZYM, or Zero1 sit between S$7 and S$8 with Philippines roaming already included, so you lose nothing by going cheap.

Whatever you pick, all of these run without a contract except Singtel's. That is the quiet advantage. If a plan disappoints you, port out next month. Keep your number, change the SIM, and let the telcos compete for you instead of the other way around.

One last habit worth building. Screenshot the plan page on the day you sign up, including the roaming and IDD list. When a telco changes its terms later, that screenshot is the only record you will have of what you agreed to.