Lucky Plaza remittance rates today: how to compare 6 counters & the apps

None of the remittance counters at Lucky Plaza posts its SGD to PHP rate online, so you only see today's rate at the counter board.

That makes the apps your yardstick. For S$500 on 27 October 2026, Wise delivered ₱24,830, Instarem ₱24,787 and HSBC ₱24,597, according to our rates page.

Ask the counter how many pesos your family receives for the same S$500, fees included. If it comes in under the apps, you pay extra for the cash counter.

Licensed counters at Lucky Plaza

The Monetary Authority of Singapore (MAS) lists these remittance firms at 304 Orchard Road in its October 2026 dataset:

PNB, a bank, runs its Singapore remittance office at #03-02/07. PNB lists its hours as 9am to 7pm on weekdays and 9am to 6pm on weekends.

Other names on the mall's directory, such as I-Remit and BDO Remit, are missing from the MAS dataset because it only shows each firm's registered address. Check them on the MAS directory before you send.

How to compare

1. Open our rates page and note what the apps pay for your amount.
2. At the counter, ask for the pesos received after fees, not only the rate.
3. Ask how long the money takes to reach the bank, e-wallet or pick-up point.
4. Keep your receipt until your family confirms the money arrived.

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Check the licence

Look up any remittance firm in the MAS Financial Institutions Directory. Licensed remittance firms sit under the Payments sector.

The Singapore Police Force told the public in April 2026 to use only MAS-licensed providers for overseas transfers. Its earlier advisory warns that money sent through unlicensed operators can get mixed with scam proceeds, and the receiving account can end up frozen.

Searching for Steadfast? The site at steadfast.com.sg belongs to an unrelated insurance broker, not the Lucky Plaza counter.